Logging is one of the deadliest jobs in America — and most contractor policies exclude the work you actually do. We write workers' comp for logging class codes, log trucks and ICC filings, equipment & inland marine, forestry pollution, and sawmill coverage — for timber harvesters in all 50 states.
Class 2702
Logging workers' comp — placed with A-rated specialty markets
NPN #8608479
Licensed all 50 states
A generalist policy leaves chainsaw claims, cable snap-back, log-truck cargo, and hydraulic spills uncovered. We build programs that close those gaps — for loggers, timber harvesters, sawmills, and tree-care crews.
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Most agents hand a logger a generic contractor policy and call it done. Then a chainsaw claim hits, or a skidder goes over on a slope, and the exclusion kicks in. We underwrite the parts of your work everyone else leaves out.
Former contractor on staff
Josh Cotner ran crews before founding CCA in 2005. He reads your loss runs and knows exactly what a Tigercat feller buncher costs to replace.
Josh Cotner ran crews before founding CCA in 2005. He reads your loss runs, knows what a feller buncher costs to replace, and writes submissions that get the specialty market's best terms.
Your experience mod is the biggest single lever on logging workers' comp. We review your mod worksheet, flag errors, and build the safety documentation that pulls it back down.
We don't bind a logging GL without the Loggers Broad Form endorsement. The trees, the cutting, the loading — all back in coverage, where it belongs.
Physical damage, cargo, bobtail, and the federal Form E & Form H filings — quoted as one fleet program and filed with the FMCSA so you don't lose a load to a lapsed filing.
Licensed everywhere — yes, including Ohio, Washington, North Dakota, and Wyoming state-fund work, plus Oregon SAIF and Idaho submissions.
Most logging quotes turn around in a business day once we have loss runs. Claims reach a live person within two hours, 24/7 — because a downed machine or injured crew can't wait.
No two-week back-and-forth. A real conversation, real markets, and a program you can actually understand — built around your logging operation.
A 15-minute call or a quote form. We learn your class codes, your equipment, your mod, and how your crew actually works — the details the underwriter needs to see.
We pull your loss runs, assemble the safety documentation, schedule the equipment, and frame the operation for the specialty markets that write logging.
A-rated specialty program quotes — not a generic number. We compare options, explain the differences, and show you where the gaps were in your old program.
We bind coverage, file the certificates and ICC forms, list your lenders and landowners, and stay on the policy all term — claims, audits, adds, changes.
Or call 844-967-5247 — usually answered live.
Timber grows everywhere — and so do we. From the cable-logging slopes of Oregon and Appalachia to the southern yellow-pine belt and the Maine woods, Contractors Choice Agency writes logging and forestry coverage nationwide, including the four monopolistic state funds.
Oregon
SAIF + specialty markets
Washington
State fund (L&I) coordinated
Idaho
Direct appointments
Montana
Cable & mechanized logging
Maine
Yarder & sawmill programs
West Virginia
Appalachian cable logging
Alabama
Southern yellow pine logging
Georgia
Southern pulpwood & saw log
Mississippi
Pine belt timber harvesters
Arkansas
Ozark + southern operations
North Carolina
Hardwood & pine logging
Tennessee
Cumberland plateau operations
Don't see your state? We're licensed in All 50 states. See the full coverage area
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Claims response guarantee
“Logging workers' comp was killing us — three carriers had dropped us over a single EMOD hit. CCA placed us with a specialty program that actually knew class code 2702 and got our mod trending back down. We're bidding timber sales again.”
Dale W.
Owner, logging operation · Eugene, OR
“When my feller buncher went over on a steep slope, the inland marine claim was settled in days. No games about the hours or the depreciation. Josh's crew knows what a Tigercat costs to replace because they've written them before.”
Rick T.
Timber harvester · Missoula, MT
“I needed ICC authority and cargo on three log trucks fast for a federal timber sale. They quoted the whole fleet — physical damage, cargo, and filings — in one afternoon. Cleaner and cheaper than the national carrier I'd been with for years.”
Marcus B.
Owner, log truck fleet · Birmingham, AL
Class codes, EMOD strategy, log truck filings, equipment claims — plain-English breakdowns of the policies that keep a logging operation running.
Yes — logging is consistently ranked among the most dangerous jobs in America, with a fatal injury rate far above the all-occupation average. Struck-by-tree, chainsaw laceration, cable snap-back, and equipment rollover are real and frequent. That's why most standard carriers decline the class codes and why we work with the A-rated specialty markets that underwrite logging every day.
It depends on payroll (workers' comp), equipment value (inland marine), truck count (auto), and your loss history. Logging workers' comp is the biggest line and the most sensitive to your experience mod (EMOD) — a safe operator with a mod below 1.0 pays substantially less than the manual rate. The fastest way to a real number is a 15-minute call to the logging desk at 844-967-5247.
Yes. A climbing experience mod makes you more expensive but not uninsurable. We have access to specialty excess-and-surplus markets and group self-insurance funds that write climbing-mod operators — and we help you build the safety program that pulls the mod back down over time.
Yes. Federal and state timber sale contracts have specific insurance requirements — per-contract limits, additional insured wording, and endorsement forms. We issue the certificates and endorsements the contracting officer needs to sign your contract, and we list the timber buyer or landowner as additional insured.
Logging covers timber harvesting for lumber — felling trees in a forest, on a timber sale, under class code 2702 (workers' comp) and a Loggers Broad Form GL. Tree service / arborist work covers pruning, removal, and plant health care in residential or commercial settings, under class codes 9102 (GL) and 0106 (workers' comp). We write both, and many contractors run both operations.
Most logging programs are quoted within one business day of receiving your loss runs and payroll data, and bound the same week. We can issue evidence of insurance and certificates the same day coverage is bound. Call 844-967-5247 and ask for the logging desk.
Get a real quote from the markets that actually write logging — workers' comp for class code 2702, log trucks and ICC filings, equipment, and forestry pollution. Built around your operation, in about a day.